Total deposits increased 9.42% YoY to ₹1,35,708 crore, up 3.45% quarter-on-quarter (QoQ) from ₹1,31,182 crore in the previous quarter. CASA deposits stood at ₹41,130 crore, showing an 8.97% YoY rise and a 2.48% QoQ increase. The CASA ratio stood at 30.31%, compared with 30.59% in the preceding quarter and 30.43% a year ago.
Also Read: Punjab & Sind Bank Q1 | Net profit rises 48% YoY to ₹269 crore, asset quality improves
Gross advances grew 16.16% YoY to ₹1,05,742 crore, up 5.79% QoQ from ₹99,950 crore in the June quarter. The bank’s credit-deposit (CD) ratio improved to 77.92%, compared with 76.19% in the previous quarter and 73.40% a year earlier.
First Quarter Results
Punjab & Sind Bank’s net profit rose 48.3% year-on-year to ₹269.2 crore, up from ₹182 crore in the same period last year. Net interest income (NII) for the quarter grew 5.9% to ₹900.4 crore, compared to ₹850 crore in Q1FY25.
The bank also saw a marginal improvement in asset quality. Gross non-performing assets (GNPA) declined slightly to 3.34% from 3.38% in the previous quarter, while net NPA improved to 0.91% from 0.96% sequentially.
On Friday (October 3), shares of Punjab & Sind Bank Ltd ended at ₹29.98, up by ₹0.050, or 0.17%, on the BSE.
First Published: Oct 4, 2025 7:59 PM IST